| Mortgage | Monthly Payment | Total Payments |
| 600k Loan at 7.17% | 4,060.55 | 1,461,798 |
| 600k Loan at 7.42% | 4,162.47 | 1,498,489 |
| 600k Loan at 7.67% | 4,265.35 | 1,535,527 |
Based on the current 30-year mortgage rate average (7.17%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 600,000 | 4,060.55 | 3,654.50 | 3,248.44 |
| 601,000 | 4,067.32 | 3,660.59 | 3,253.86 |
| 602,000 | 4,074.09 | 3,666.68 | 3,259.27 |
| 603,000 | 4,080.85 | 3,672.77 | 3,264.68 |
| 604,000 | 4,087.62 | 3,678.86 | 3,270.10 |
| 605,000 | 4,094.39 | 3,684.95 | 3,275.51 |
| 606,000 | 4,101.16 | 3,691.04 | 3,280.93 |
| 607,000 | 4,107.92 | 3,697.13 | 3,286.34 |
| 608,000 | 4,114.69 | 3,703.22 | 3,291.75 |
| 609,000 | 4,121.46 | 3,709.31 | 3,297.17 |
| 610,000 | 4,128.23 | 3,715.40 | 3,302.58 |
| 611,000 | 4,134.99 | 3,721.50 | 3,308.00 |
| 612,000 | 4,141.76 | 3,727.59 | 3,313.41 |
| 613,000 | 4,148.53 | 3,733.68 | 3,318.82 |
| 614,000 | 4,155.30 | 3,739.77 | 3,324.24 |
| 615,000 | 4,162.07 | 3,745.86 | 3,329.65 |
| 616,000 | 4,168.83 | 3,751.95 | 3,335.07 |
| 617,000 | 4,175.60 | 3,758.04 | 3,340.48 |
| 618,000 | 4,182.37 | 3,764.13 | 3,345.89 |
| 619,000 | 4,189.14 | 3,770.22 | 3,351.31 |
| 620,000 | 4,195.90 | 3,776.31 | 3,356.72 |
| 621,000 | 4,202.67 | 3,782.40 | 3,362.14 |
| 622,000 | 4,209.44 | 3,788.49 | 3,367.55 |
| 623,000 | 4,216.21 | 3,794.59 | 3,372.96 |
| 624,000 | 4,222.97 | 3,800.68 | 3,378.38 |
| 625,000 | 4,229.74 | 3,806.77 | 3,383.79 |
Based on the current 15-year mortgage rate average (6.44%), below are expected monthly payments for a home purchase based on a down payment amount.
| Monthly Payments | |||
|---|---|---|---|
| Home Price | 0% Down | 10% Down | 20% Down |
| 600,000 | 5,206.87 | 4,686.19 | 4,165.50 |
| 601,000 | 5,215.55 | 4,694.00 | 4,172.44 |
| 602,000 | 5,224.23 | 4,701.81 | 4,179.38 |
| 603,000 | 5,232.91 | 4,709.62 | 4,186.33 |
| 604,000 | 5,241.59 | 4,717.43 | 4,193.27 |
| 605,000 | 5,250.26 | 4,725.24 | 4,200.21 |
| 606,000 | 5,258.94 | 4,733.05 | 4,207.15 |
| 607,000 | 5,267.62 | 4,740.86 | 4,214.10 |
| 608,000 | 5,276.30 | 4,748.67 | 4,221.04 |
| 609,000 | 5,284.98 | 4,756.48 | 4,227.98 |
| 610,000 | 5,293.66 | 4,764.29 | 4,234.92 |
| 611,000 | 5,302.33 | 4,772.10 | 4,241.87 |
| 612,000 | 5,311.01 | 4,779.91 | 4,248.81 |
| 613,000 | 5,319.69 | 4,787.72 | 4,255.75 |
| 614,000 | 5,328.37 | 4,795.53 | 4,262.69 |
| 615,000 | 5,337.05 | 4,803.34 | 4,269.64 |
| 616,000 | 5,345.72 | 4,811.15 | 4,276.58 |
| 617,000 | 5,354.40 | 4,818.96 | 4,283.52 |
| 618,000 | 5,363.08 | 4,826.77 | 4,290.46 |
| 619,000 | 5,371.76 | 4,834.58 | 4,297.41 |
| 620,000 | 5,380.44 | 4,842.39 | 4,304.35 |
| 621,000 | 5,389.11 | 4,850.20 | 4,311.29 |
| 622,000 | 5,397.79 | 4,858.01 | 4,318.23 |
| 623,000 | 5,406.47 | 4,865.82 | 4,325.18 |
| 624,000 | 5,415.15 | 4,873.63 | 4,332.12 |
| 625,000 | 5,423.83 | 4,881.44 | 4,339.06 |